Multinational Pooling
The Zurich Employee Benefits Network offers flexibility and freedom at the local level and creates transparency at the highest level.
There are various ways to finance your employee benefits plans on a global basis. A particularly attractive option for multinational companies is international pooling, which combines the employee benefits insurance contracts in various countries into a pool. This allows you to spread the world-wide risk in employee benefits matters among the various subsidiaries which are insured under the same group of insurers (network partners).
At the end of the calendar year, the local network partner reports the result of the local plan to the coordinating office in Zurich. The accounts for the plans gathered from the various countries are compared with the total local incomings and outgoings. In the event of a positive result, the multinational parent company (usually the holder of the pool) is entitled to an international dividend. The products pooled have to be contracted in at least two or more different countries, under the terms of local agreements.
The solutions offered by the ZEBN are adapted to individual needs and are based on more than 30 years of international pooling experience at Zurich.
