General Insurance
General Insurance serves individuals, small and medium-sized businesses, commercial enterprises and major multinational corporations.
General Insurance is the largest of our three business segments. For information on its business performance, see the Annual Report.
Within General Insurance, individual business areas focus on specific segments and markets where we see opportunities for sustained and profitable growth. General Insurance operates through five businesses:
- Europe General Insurance, including such markets as Austria, Germany, Italy, Ireland, Morocco, Portugal, Russia, Spain, Switzerland, Turkey and the United Kingdom, as well as Southern Africa
- North America Commercial, serving small and mid-sized businesses and commercial market segments, including specialty lines and the programs sector
- Global Corporate, helping national and multinational corporations meet their domestic and international insurance needs
- Asia Pacific/Middle East, serving both mature and emerging markets
- Latin America, serving emerging markets across the region
Zurich also offers products that are not specific to just one market or jurisdiction. For example, Zurich is also a leading provider of Financial Lines Insurance products (Directors & Officers Liability, Professional Liability and Financial Institutions).
Awards
What we offer
Commercial lines
- Accident and health
- Commercial automobile
- Construction risks (property, casualty, specialty)
- Directors & officers liability
- Employment practices liability
- Energy (property and casualty)
- Environmental
- Errors & omissions
- Excess and surplus liability
- Excess/umbrella
- Fidelity and crime
- General liability
- Inland marine
- International programs
- Machinery breakdown
- Ocean marine
- Political risk
- Professional liability
- Property
- Railroad liability
- Surety
- Workers’ compensation
Personal lines
- Accident and health
- Auto
- Household/homeowners
- Liability
- Mobile/manufactured homes
- Recreational products
Services
- Captive management
- Claims management
- Global risk engineering
- Integrated programs
- Risk consulting
- Risk management