Life insurance

Life insurance products offered by Global Life include a broad range of life insurance, investments, savings and pension propositions to individuals and groups.  Global Life is managed globally and focused on local customer and distributor needs. Our focus is on unit-linked and protection products, and within that we target clearly defined niches in key markets.

Our life business benefits from strong positions in all key markets as well as extensive distribution networks in the United States and the United Kingdom. In the U.S., Farmers New World Life focuses on protection products for the middle income market, which has 63 million households. In the UK, the former Zurich Advice Network of franchisees has become a retail distribution company called Openwork, a key business partner that sells Zurich products and those from third parties.

In continental Europe, we reach out to customers in Germany, Spain, Italy and Portugal through our relationship with Deutsche Bank, which uses Zurich as its exclusive supplier of life insurance products. We have strong business associations in place to distribute products and services. In 2006 DPAG, a joint venture of Zurich and Deutsche Bank, became one of the leading public pension funds in Germany.

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