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Significant subsidiaries

Significant subsidiaries as of December 31, 2006 Domicile Segment 1 Voting rights % Ownership interest % Book value of common stock (in local currency millions)
Australia
Zurich Australia Limited Sydney Life Insurance 100.00 100.00 AUD 10.0
Zurich Australian Insurance Limited Sydney General Insurance 100.00 100.00 AUD 97.1
Zurich Financial Services Australia Limited Sydney General Insurance 100.00 100.00 AUD 22.8
Austria
Zürich Versicherungs-Aktiengesellschaft Vienna General Insurance 99.98 99.98 EUR 12.0
Bermuda
B G Investments Ltd. Hamilton Corporate Functions 100.00 100.00 USD 0.3
Centre Group Holdings Limited Hamilton Other Businesses 100.00 100.00 USD 0.3
CMSH Limited Hamilton Other Businesses 100.00 100.00 USD 0.3
ZCM Holdings (Bermuda) Limited Hamilton Other Businesses 100.00 100.00 USD 147.2
ZG Investments Ltd. Hamilton Corporate Functions 100.00 100.00 USD 0.01
ZG Investments II Ltd. Hamilton Corporate Functions 100.00 100.00 USD 0.01
ZG Investments III Ltd. Hamilton Corporate Functions 100.00 100.00 USD 0.01
ZG Investments IV Ltd. Hamilton Corporate Functions 100.00 100.00 USD 0.01
Zurich International (Bermuda) Ltd. Hamilton Other Businesses 100.00 100.00 USD 9.9
Chile
Chilena Consolidada Seguros de Vida S.A. Santiago Life Insurance 98.95 98.95 CLP 24,484.0
Germany
BONNSECUR GmbH & Co. Liegenschaften Deutscher Herold KG Bonn Life Insurance 84.35 84.35 EUR 170.0
DA Deutsche Allgemeine Versicherung Aktiengesellschaft Oberursel General Insurance 100.00 100.00 EUR 24.5
DEUTSCHER HEROLD Aktiengesellschaft Bonn Life Insurance 76.83 76.83 EUR 18.4
Zürich Beteiligungs-Aktiengesellschaft (Deutschland) Frankfurt / Main General Insurance 100.00 100.00 EUR 152.9
Zurich Deutscher Herold Lebensversicherung Aktiengesellschaft Bonn Life Insurance 84.35 84.35 EUR 68.5
Zurich Versicherung Aktiengesellschaft (Deutschland) Frankfurt / Main General Insurance 94.96 94.96 EUR 142.2
Ireland
Eagle Star Life Assurance Company of Ireland Limited Dublin Life Insurance 100.00 100.00 EUR 17.5
Orange Stone Holdings Dublin Other Businesses 100.00 100.00 USD 1,609.6
Orange Stone Reinsurance Dublin Other Businesses 100.00 100.00 USD 1,524.8
Zurich Financial Services EUB Holdings Limited Dublin Other Businesses 100.00 100.00 GBP 0.001
Zurich Insurance Ireland Ltd. Dublin General Insurance 100.00 100.00 EUR 4.6
Italy
Zurich Investments Life S.p.A. Milan Life Insurance 100.00 100.00 EUR 34.0
Zurich Life Insurance Italia S.p.A. Milan Life Insurance 100.00 100.00 EUR 25.9
Portugal
Zurich - Companhia de Seguros S.A. Lisbon General Insurance 100.00 100.00 EUR 10.0
South Africa
South African Eagle Insurance Company Limited 2 Bryanston General Insurance 73.61 73.61 ZAR 3.0
Spain
Zurich España, Compañía de Seguros y Reaseguros, S.A. Barcelona General Insurance 99.78 99.78 EUR 33.6
Zurich Vida, Compañía de Seguros y Reaseguros, S.A. – Sociedad Unipersonal Madrid Life Insurance 100.00 100.00 EUR 50.4
Switzerland
Assuricum Company Limited Zurich Corporate Functions 100.00 100.00 CHF 610.0
Genevoise, Compagnie d'Assurances sur la Vie SA Geneva Life Insurance 100.00 100.00 CHF 17.0
Zurich Group Holding Zurich Corporate Functions 100.00 100.00 CHF 1,600.0
Zurich Insurance Company Zurich Corporate Functions 100.00 100.00 CHF 825.0
Zurich Life Insurance Company Ltd. Zurich Corporate Functions 100.00 100.00 CHF 60.0
“Zurich” Investment Management AG Zurich Corporate Functions 100.00 100.00 USD 8.3
Taiwan
Zurich Insurance (Taiwan) Ltd. Taipei General Insurance 98.90 98.90 TWD 2,000.0
United Kingdom
Allied Dunbar Assurance p.l.c. Swindon, England Life Insurance 100.00 100.00 GBP 0.05
Allied Zurich Limited Swindon, England Corporate Functions 100.00 100.00 GBP 378.1
Eagle Star Holdings Limited Swindon, England Corporate Functions 100.00 100.00 GBP 553.7
Eagle Star Insurance Company Limited Fareham, England Other Businesses 100.00 100.00 GBP 50.0
ZPC (Construction) Company Limited Fareham, England General Insurance 100.00 100.00 GBP 54.0
Zurich Assurance Ltd Swindon, England Life Insurance 100.00 100.00 GBP 236.1
Zurich Employment Services Limited Swindon, England Life Insurance 100.00 100.00 GBP 9.0
Zurich Financial Services (UKISA) Limited Swindon, England Corporate Functions 100.00 100.00 GBP 1,492.1
Zurich International (UK) Limited Portsmouth, England General Insurance 100.00 100.00 GBP 40.0
Zurich International Life Limited Douglas, Isle of Man Life Insurance 100.00 100.00 GBP 55.6
Zurich Invest (Jersey) Ltd. Jersey, Channel Islands General Insurance 100.00 100.00 CHF 0.1
Zurich Specialties London Limited London, England Other Businesses 100.00 100.00 GBP 150.0
United States of America
Centre Reinsurance Holdings (Delaware) Limited Wilmington, DE Other Businesses 100.00 100.00 USD 0.00002
Crown Management Services Limited Wilmington, DE Other Businesses 100.00 100.00 USD 0.00003
Farmers Group, Inc. Reno, Nevada Farmers Management Services 97.91 100.00 USD 0.001
Farmers New World Life Insurance Company Mercer Island, WA Life Insurance 100.00 100.00 USD 6.6
Farmers Reinsurance Company Los Angeles, CA Other Businesses 100.00 100.00 USD 5.0
Farmers Services, LLC 3 Wilmington, DE Farmers Management Services 100.00 100.00 USD –
Kemper Corporation Schaumburg, IL Other Businesses 100.00 100.00 USD 220.0
Kemper Investors Life Insurance Company Mercer Island, WA Other Businesses 100.00 100.00 USD 2.5
Universal Underwriters Insurance Company Overland Park, KA General Insurance 100.00 100.00 USD 15.0
Zurich American Insurance Company (and subsidiaries) New York, NY General Insurance 100.00 100.00 USD 5.0
Zurich Finance (USA), Inc. Wilmington, DE Corporate Functions 100.00 100.00 USD0.000001
Zurich Holding Company of America, Inc. Dover, DE Corporate Functions 100.00 100.00 USD 0.6

1 The segments are defined in the notes to the consolidated financial statements, note 1, basis of presentation.
2 Listed on the Johannesburg Stock Exchange. On December 31, 2006, the company had a market capitalization of ZAR 1,906.1 m (ISIN Number 000006243).
3 This entity is an LLC that has no share capital.

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