Statutory auditor's report
Report of the statutory auditors
To the General Meeting of Zurich Financial Services, Zurich
As statutory auditors, we have audited the accounting records and the financial statements (income statements, balance sheets and notes on page 150 to 154) of Zurich Financial Services for the year ended December 31, 2006.
These financial statements are the responsibility of the Board of Directors. Our responsibility is to express an opinion on these financial statements based on our audit. We confirm that we meet the legal requirements concerning professional qualification and independence.
Our audit was conducted in accordance with Swiss Auditing Standards, which require that an audit be planned and performed to obtain reasonable assurance about whether the financial statements are free from material misstatement. We have examined on a test basis evidence supporting the amounts and disclosures in the financial statements. We have also assessed the accounting principles used, significant estimates made and the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion.
In our opinion, the accounting records and financial statements and the proposed appropriation of available earnings on page 155 comply with Swiss law and the company's articles of incorporation.
We recommend that the financial statements submitted to you be approved.
PricewaterhouseCoopers AG
M Humphreys C Stöckli
Auditor in charge
Zurich, February 14, 2007
