Structure

Our Group structure reinforces our aspiration to be the leading global insurance group in our chosen general and life insurance markets.

• North America Commercial serves small and mid-sized businesses with standard and specialty lines of business in the United States and Canada.
• Europe General Insurance offers personal and commercial products in its key markets of Germany, Italy, Spain, Switzerland and the UK, with a significant presence in Austria, Ireland and Portugal, and operations in Israel, Morocco, Russia and Turkey.
• Global Corporate provides distinctive products and services to major national or multinational corporations with domestic and international insurance needs.
• International Businesses serves personal and commercial customers in five regions  -  Latin America, Southern Africa, Australia, Japan, and Greater China/Southeast Asia.
• The Farmers Exchanges (which we manage but do not own) serve more than ten million households in the United States.
• Global Life Insurance concentrates on three regions  -  Europe, the United States and emerging markets  -  with a global focus on unit-linked and protection products.

For further information, please visit our global Web site, http://www.zurich.com/