Construction insurance

Products and services vary by country.*

Construction is a complex, high-stakes business, subject to constant change. How construction businesses and construction project owners and developers respond to issues like quality control, subcontractor management, site security and safety, sustainability, delay and financial risk can all take their toll on their bottom line. 
At Zurich, we can help by sharing insights, insurance solutions and risk engineering services that are already serving the needs of many of the world’s largest, most successful contractors, owners, developers, architects, engineers and other business affiliated with construction.

With us, you’ll work with specialized underwriting, risk engineering and claims professionals dedicated to the construction industry who understand your unique challenges and can deliver quality service when you need them most. 

These cross-discipline teams work seamlessly together, drawing on a wide range of products and services to create a plan tailored to your needs – from traditional property and casualty coverage to professional liability and operational risks.

Regardless of the complexity of your needs, products or services you require, Zurich’s construction services can help you mitigate the risks associated with your construction projects.

Construction insurance solutions include:


  • Public liability (PL)
  • Employer's liability and workman’s compensation schemes
  • Decennial liability
  • Excess public liability



  • Construction/erection all risks insurance (CAR/EAR)
  • Contractor's plant & equipment (CP&E)
  • Delay in start up (DSU)
  • Property and inland marine



  • Environmental - contractor’s pollution liability (CPL)


Professional liability:

  • Contractor's protective professional indemnity (CPPI)
  • Owners’ protective professional indemnity (OPPI)
  • Architects and engineers (A&E) professional indemnity


Other specialty products:

  • Subguard ®
  • Surety (bid, performance and payment bonds)
  • Directors and officers (D&O) liability
  • Employment practices liability (EPL)
  • Political risk
  • Marine cargo


Construction service offerings:

* Because the needs of our customers are different, our products and services also vary around the world. Insurance and financial products and services are provided by licensed members of the Zurich Insurance Group (Zurich). Not all products or services listed are available in all jurisdictions or to all customers. Please contact your local Zurich office for details about the relevant products and services in your country. No warranties or guarantees are being made by Zurich based on statements on this website.

Why Zurich?

Gotthard Tunnel

The Gotthard Base Tunnel

Take a look at how Zurich is supporting one of the largest and most critical infrastructure assets in Europe - the Gotthard Base Tunnel, which at 57 kilometers will be the longest railway tunnel in the world » Watch the video in our online business review 2009

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