International programs

Products and services vary by country.*

Wherever in the world your business takes you, chances are Zurich is there and ready to help. The solution to the risks you face when doing business in multiple countries is an international program from Zurich delivering coverage, consistency and compliance.

Our global network helps you to achieve consistent standard of service everywhere in the world. Your international program from Zurich is structured around a master policy, usually issued in your country of origin, using locally issued policies in every country where you need them. Our approach is supported by a Zurich network of owned operations and carefully selected local partner companies. Our global network operates under the same set of Operating Directives and allows us to issue and service more than 3,200 international programs in more than 170 countries. It is one of the largest and broadest networks in the industry today.

Our local professionals have the skills and knowledge you require to meet your needs in any territory, including familiarity with local languages. For more information on how we train our staff on International Programs please view the video.

As a multinational customer, it is important to know that your program delivers contract certainty required to ensure that coverages are aligned with local regulations and that your policy will be able to respond when you need help. Zurich’s Multinational Insurance Application (MIA) is a unique, proprietary technology designed to help move you from uncertainty to greater certainty that your international program will meet and adapt to changing local regulatory environments. MIA brings clarity and simplicity to complex multinational insurance programs by helping to ensure alignment with local insurance regulations and premium tax obligations. We work closely with you and your broker to make sure your international program is relevant, transparent and meets your needs – including customer-focused captive services, risk engineering, claims and other services.

Cutting edge technology powers your international program with global data and centralized control. The heart of our international approach is a global, proprietary customer information system called the “International Program System” (IPS) which provides a truly global technology platform. IPS is able to track critical customer information. The integration of customer data into one worldwide accessible platform is an excellent capability within the industry and fosters not only consistency, but also offers Zurich an advanced tool for managing global programs and reporting.


* Because the needs of our customers are different, our products and services also vary around the world. Insurance and financial products and services are provided by licensed members of the Zurich Insurance Group (Zurich). Not all products or services listed are available in all jurisdictions or to all customers. Please contact your local Zurich office for details about the relevant products and services in your country. No warranties or guarantees are being made by Zurich based on statements on this website.

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