Unique holistic approach
Zurich takes into consideration multiple risks to create a holistic approach to risk management. Around the world we can seamlessly collaborate and deliver across product teams and insurance functions. For example, rather than assessing life and non-life lines separately when setting collateral requirements, we consider the global relationship across all product lines. This means we require less collateral from the captive in the aggregate, reducing the capital required to support risk and improving the financing efficiency of captives.
The benefits of consolidation
Consolidating life and non-life risks in a captive provides tangible financial and non-financial benefits:
- More capital available for core business operations
- Lower cost of risk
- More centralized cost control
- The ability to leverage corporate purchasing power more effectively*
- Business partner (or Insurance Partner) consolidation
- Single Zurich global contact point for your life and non-life Zurich teams
- Access to reinsurance captive and reinsurance markets
- Proactive, strategic risk management.
Products and services vary by country
Because the needs of our customers are different, our products and services also vary
around the world. Insurance and financial products and services are provided by licensed
members of the Zurich Insurance Group (Zurich). Not all products or services listed are
available in all jurisdictions or to all customers. Please contact your local Zurich office for
details about the relevant products and services in your country. No warranties or
guarantees are being made by Zurich based on statements on this website.