The Zurich strategy | Zurich Insurance

A clear strategy developed by us, for all our stakeholders 

Strategy
Our strategy positions Zurich for success over the long term. It builds on our unique footprint, solid financial position, balanced portfolio trusted brand and the skills, strengths and expertise of our people. And, it draws on our purpose and values. These clearly articulate why we are in business and how we set out to achieve our goals, always putting those who depend on us in the center.

Our strengths

Our global reach

Zurich is an innovative and financially strong global insurance company serving customers in more than 210 countries and territories.

Our unique footprint

Our unique footprint is balanced between Europe and North America, between commercial and retail, and between property and casualty and life insurance. The Latin American business is strong and growing, and the business in Asia Pacific is expanding in size and importance. Our diversification positions us well to weather economic and market volatility, and gives us a strong presence across customer segments and product lines.

Our solid financial position

We have a solid financial position. That can reassure our customers that we will be there when they need us to handle their claims, our shareholders that we are financially stable, and our colleagues that we have a well-earned positive reputation as a business and an employer.

Our balanced portfolio

Our portfolio is healthy, and balanced between property and casualty, and life insurance. Both are sustainable and profitable businesses. Farmers is performing well, providing stable income in line with expectations.

Our trusted brand

Our brand is strong and reinforces our reputation for being able to understand the risks our customers face and to structure offerings that meet their unique needs.

Our talented people

We have, and continue to attract, the most talented people in the industry.

Our long-term strategy

Our strategy

Our strategy to deliver long-term competitive advantage focuses on continuing to increase profitability and consolidating our position as a leading global underwriter for property and casualty, and life insurance. We aim to expand customer relationships, simplify the business and significantly reduce costs. At the operating level, Zurich will continue to reduce complexity and improve accountability. We will enhance technical excellence and strengthen our ties to commercial customers. We will also seek to enhance our offerings to individuals by monitoring and aiming to increase customer satisfaction and retention.

Financial targets – 2017 to 2019

1 Full-year 2017 adjusted for the impact of U.S. hurricanes, a change to capital gains tax indexation relief in the UK and measures related to the Group's restructuring.
2 Excluding unrealized gains and losses.
3 Zurich Economic Capital Model ratio, estimated as of December 31, 2017. The Z-ECM is an internal measure of capital adequacy and reflects midpoint estimates with an error margin of +/- 5 pts.

Our business model

We aim to create sustainable value for all our stakeholders: our customers, employees, shareholders and the communities in which we live and work. Learn more about our business and how we create value, starting by putting our customers at the center of all we do.

What we do

Contact Zurich

Have a question? Need to get in touch with someone? Please contact us.