Zurich International Group Risk Solutions

Your benefits

• We have over 30 years’ experience in the international employee benefits market.

• Winner of ‘Best International Protection Plan’ at the prestigious International Fund and Product Awards 2017.

• We cover death, disability and income replacement benefits under a single worldwide plan, helping to reduce your costs and simplify administration.

• We are experienced in underwriting risk on a global basis and across different industries. When you work with us you will benefit from global expertise backed by local expertise in key markets.

• The plan offers multi-currency options, tailored cover levels, simplified administration and generous automatic acceptance limits to keep medical underwriting of eligible employees to a minimum.

Group disability benefits

Our disability cover provides additional protection in the event of disability due to accident and/or sickness. A vital part of an employee benefits package, disability protection gives your employees the reassurance that they will be taken care of if things go wrong. We offer a range of disability covers:

• Income protection
• Permanent and total disability
• Permanent partial and total disability
• Temporary total disability
• Accidental dismemberment
• Waiver of premium and pension contribution

Group life cover

Group life cover protects your organization, its employees and their families. On the death of an employee, this cover provides a lump sum benefit to be passed on to their family or beneficiaries. This type of cover is especially important for organizations with mobile employees, who would expect comparable benefits to those of their home country.

Cover can be for all causes or can be limited to death due to natural causes only. Life cover can be enhanced with a range of accidental death and disability covers, which are taken out in addition to the main group life policy.