two businesspeople shaking hands during a meeting in the boardroom

Zurich Captive Services

Together, we can build resilience through strong Captive solutions

Today, more and more companies are exploring the many benefits of including both non-life and life risks in their captive programs. As an industry leader in captive services, Zurich draws on more than 30 years of experience helping our customers realize the benefits of captives. Our services encompass life, non-life and consolidated captive services.

What is a captive?

A captive is a subsidiary set up by its parent company and acts as a direct insurer or reinsurer for that company. The primary purpose of a captive is to reduce the total cost of risk and to enable a company to take better informed risk-taking decisions. There are two major types of captives: single parent and group.

graphic captive single parent
graphic captive group

What are the benefits of a captive and how can we support you?

With 290 captive customers and over 570 captive fronting programs, we have the expertise, global setup and processes to help you implement solid captive solutions across borders. As an experienced captive insurance partner, we offer a range of global solutions and network capabilities to help you establish and manage your captives, regardless of whether it is a single-parent, group, agency, cell or program captive.

Cost control
By creating a single, holistic platform for risk management, captives can improve cash flow management and investment returns and offer cost savings. They are a well-established tool to reduce an organization’s total cost of risk.

Better decisions
Captives provide claims insights and transparency. With a consistent overview of exposures and risk information, you can make better informed strategic risk management decisions and optimize the structure of your insurance programs. Our Quantitative Risk Analysis (QRA) will help you find the optimal levels of risk retention and risk transfer.

Broader knowledge
A captive can help you increase awareness and understanding of your risks, in particular regarding governance and compliance issues around the globe. Our unique captive fronting service follows the latest developments and best practice, and we provide reliable captive fronting solutions with a strong focus on international compliance.

Transparency
Consolidating risks into a captive can answer regulatory demands for granularity and transparency of information. With our state-of-the-art global IT infrastructure, we are very well-positioned to provide you with the necessary policy, premium and claims information across your captive programs.

woman laughing

Commercial Insurance Risk Insights

Learn more about our Captive insights from our Risk Insights Hub

Read the articles

Download

Learn more about Captives on our Captive Guide.

Contact us

Should you have any questions or need further information please reach out to your local Zurich contact or your broker.

woman working on laptop

Find products and services in your location

X

Privacy and Cookies

Cookies help us improve your website experience. By using our website, you agree to our use of cookies.

Read our privacy policy
Confirm