Risk Engineering | Protecting your business | products and services | Zurich Insurance
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Risk Engineering – the Zurich Way

Proactive protection for your business

Our global network of industry expert and experienced Risk Engineers can give your business an edge, by helping you to manage your risks more effectively at every step across your risk management cycle.

Your benefits

  • We will work together with you and provide meaningful insights based on our experience of your industry, helping you to efficiently and effectively manage your risks and prevent losses.
  • Using our understanding of your business, we will provide tailored, flexible solutions that empower you to manage your risk improvement actions, make informed decisions and optimize your risk improvement budgets.
  • We will give you online access to all of your risk assessment and exposure data – increasing transparency, providing valuable insights and helping you to visualize, understand and manage the risks you face.
  • Our suite of interactive powerful risk management tools makes your life easier throughout the risk management process, and helps us to work closely with you and share valuable risk insights.
  • We will give you the same consistent high level of service around the world. All of our Risk Engineers undergo extensive, ongoing and consistent training the Zurich way.
  • Our extensive global experience means you can feel confident that our solutions are fully aligned with local insurance laws and regulations, legislation, customs and culture.

Our global network

  • We have over 75 years of risk engineering experience.
  • We have 800 risk professionals with industry expertise operating in 40 countries.
  • Our Risk Engineers carry out over 60,000 customer risk assessments every year.
  • Our Risk Engineers speak the local language, and are familiar with the country’s customs, regulations and risk management practices.
  • We manage over 800+ international Risk Engineering programs globally.

Our risk management process

Our risk management approach uses a process of continuous improvement that starts with us understanding your business and identifying the associated risks. We will then assess and grade your exposures, helping you to prioritize and manage your risks. Our findings will allow us to share insights based on best practice, industry benchmarks and loss history, and suggest risk improvement actions. The process then begins again – ensuring you always have an effective loss prevention strategy and pragmatic improvement actions in place.
RE global video

High Level Products and Service Families

Property

  • Property (fire, security) risk assessments
  • Natural Hazard risk assessments
  • Highly Protected Risk (HPR) assessments
  • Machinery Breakdown risk assessments
  • Risk Grading and Benchmarking
  • Business Interruption risk assessments

Liability

  • General, Product and Environmental risk assessments
  • Product Recall and Disaster Recovery Planning
  • Risk Grading and Benchmarking
  • Contractor Liability risk assessments
  • Life Safety surveys

Motor fleet

  • Motor Fleet risk assessments
  • Zurich Fleet Intelligence
  • Private Passenger Vehicle risk management
  • Root Cause assessment analysis
  • Driving Strategy training

Marine risk analysis:

  • Cargo Packing
  • Container Stow and Load
  • Supply Chain Security
  • Marine Terminal Operations
  • Project Cargo risk management
  • Post Loss assessments

Employee health and safety

  • Health & Safety risk assessments
  • Occupational Health reviews
  • Strategic and Compliance audits
  • Specific Hazard management reviews
  • Accident management
  • Statutory risk assessments

Strategic risk

  • Supply Chain risk assessment and mapping
  • Business Continuity Management (BCM) and Business Continuity Planning (BCP) services
  • Business Interruption Modeling
  • Zurich Hazard Analysis™ (ZHA)
  • Total Risk Profiling® (TRP workshops)
  • Enterprise Risk Management (ERM)
  • Diagnostic Assessment and consulting
  • Zurich Velocity ERM software

Zurich Hazard Analysis

The Zurich Hazard Analysis (ZHA) approach uses your in-house expertise to systematically identify and manage key hazards. We then work with you to develop tailor-made risk improvement measures to help reduce those hazards.

ZHA offers every business a practical way to identify and evaluate risks across their entire organization. However, a ZHA analysis can also be designed specifically for your industry.  By doing so, ZHA can be applied in a variety of strategic and tactical, operational situations. ZHA relies on the expertise of those most knowledgeable about the project, phase or process being analyzed: your in-house personnel. Led by a Zurich risk engineering specialist, these individuals help identify the key risks, determine the probability and severity of each, and then decide what the acceptable level of risk is for your unique business model. Based on this analysis, improvement actions are developed to help eliminate, reduce or manage anything above the risk tolerance boundary.

Our ZHA process is simple, straight-forward and requires only minimal training. It often takes less time than other hazard analysis tools, because it focuses on the risks you have identified as being outside your tolerance boundary. It is also versatile in that it can be used during any phase of a design, process or project activity.

Zurich Risk Profiling

Growth opportunities can mean new risks for your organization. Zurich’s risk profiling is a focused and disciplined approach that explores the wide spectrum of potential risks and strategic opportunities. With this holistic view, our specialists aim to create a strategy that can help you prioritize, manage and mitigate risks standing in the way of your company’s goals, and increase profitability and shareholder value.

Our approach to risk profiling is collaborative. We work with our customers and brokers to uncover risks in their specific business landscape, keeping their business objectives in mind. 

Watch our video to learn more about how Zurich's risk profiling helps businesses manage and mitigate risk.

Case studies

Lanxess AG, one of the leading specialty chemical groups in Germany, took over three rubber production units in Brazil. To achieve global standards in operational practices around fire protection and process safety, they asked Zurich Risk Engineering to identify areas for improvement and for help to create an action plan.

Zurich Risk Engineering also carried out operator training and risk reduction sessions. Overall safety at the sites improved significantly as a result.

With Zurich we have a very open and cooperative atmosphere and dialogue with lively and positive discussions.

Lanxess AG

Zurich Japan has had a long relationship with IKEA.
Almost immediately after the tragic earthquake on March 11th, 2011, IKEA contacted Hisashi, our Risk Engineer from Zurich’s Tokyo office, asking for support in assessing our affected stores and assistance in resuming operations.
Despite public transportation having not yet fully recovered from the earthquake, Hisashi used a combination of his personal bicycle as well as taxis to reach the sites, complete thorough assessments with accompanying reports, all within a few days.

His personal and professional commitment allowed IKEA to reopen for business quickly and reduce financial impact.

IKEA ASIA-PACIFIC

Risk Engineering courses

Our risk engineering courses enable your employees to benefit from the same best-in-class training as our own experts.
Read more

Contact information

Contact us to find out more.  We are happy to share our knowledge with your risk managers and plant personnel.

Tel: +41 446253951

Products and services vary by country

Because the needs of our customers are different, our products and services also vary around the world. Insurance and financial products and services are provided by licensed members of the Zurich Insurance Group (Zurich). Not all products or services listed are available in all jurisdictions or to all customers. Please contact your local Zurich office for details about the relevant products and services in your country. No warranties or guarantees are being made by Zurich based on statements on this website.

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