Innovation beyond insurance...
We understand that, at first glance, it might seem like insurance and innovation are two different worlds. Here’s where we ask you to think twice: insurance has been undergoing an exciting (digital) transformation and there’s a plethora of areas where innovation is absolutely key. This is why our search is spanning across all industries – so even if your product or solution doesn’t fit into the “insurance niche”, the Innovation Championship is looking for you! If you have an exciting, world-changing, ground-breaking idea that together we could bring to life – Discover how you can partner with us.
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Insurtech
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Environmental
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Fintech
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Proptech
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Health
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Automotive
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Others (Telco, EnterpriseTech, LegalTech)
The data shown represents the startups that have been successfully selected from both local and global champions of the program. It is important to note that this data is provided for informational purposes only and not a guarantee of individual results.
The 2025 startups

2025
Nexoya
Nexoya provides AI-based analytics to optimize cross-channel marketing strategies. Its insights help our marketing teams reallocate budgets efficiently and maximize campaign effectiveness.

2025
Optimizely Opal
Optimizely Opal, the agent orchestration platform for marketers, helps organizations create, scale, and personalize digital experiences across multiple channels.

2025
AgentricAI
AgentricAI’s 'Clara' leverages a coordinated system of AI agents to automate travel claims processing. The solution significantly reduces manual effort while keeping human experts in control of key decisions.

2025
Interloom
Interloom’s AI platform intelligently captures and structures organizational knowledge from day-to-day work interactions. This enables Zurich teams and AI agents to collaborate with greater consistency and confidence, leading to more transparent and efficient workflows.

2025
Wangari Global
Wangari Global’s Etio solution employs modular AI agents to automate financial reporting (e.g., IFRS 17). With root cause analysis the platform delivers our finance teams deeper insights for smarter, faster decision-making.

2025
WordLift
WordLift’s AI-powered Search Engine Optimization platform analyses Zurich’s websites to boosts AI search visibility and enhances user experience for visitors.

2025
ZuriFault
ZuriFault, developed by a cross functional Zurich team, is an Agentic AI solution which speeds up and enhance our motor liability decisions.

2025
Lisa Insurtech
Lisa Insurtech is an AI-powered platform that automates every step of the health claims process. Since collaborating with Zurich in 2022, it has cut claims turnaround times and enabled efficient processing of more than one million claims per year.

2025
Nearmap
Nearmap, a leader in aerial imagery and AI analytics, has worked with Zurich North America and Farmers Insurance®1. Nearmap’s advanced imagery, in combination with their Betterview platform, helps to identify property characteristics and hazards. This technology enables better eligibility decisions during the underwriting process and improves risk modeling to more accurately price rate to risk.

2025
Sixfold AI
Sixfold’AI platform transforms the way we work do underwriting in Commercial Insurance. We move from hours of processing documents to only minutes, so that our underwriters can focus on higher order tasks and customers and brokers interaction.
Innovation Festival 2025
On October 16, 2025, Zurich Insurance Group (Zurich) welcomed startups, industry experts, AI pioneers, customers and investors to its inaugural Innovation Festival. This event sparked new connections and fresh thinking, bringing together some of the brightest minds shaping the future of insurance.
During the Festival, Zurich announced ten winners of the sixth edition of Zurich Innovation Championship 2025 – a global competition, which aims at solving business challenges and meeting new customer demands with technology solutions from startups. The ten winners represent a diverse group: they include the best of the pilots selected for 2025, winners of Zurich's Agentic AI Hyper Challenge earlier this year and some of the most successful alumni from previous championships. The innovators are already working with Zurich, delivering meaningful impact. The winners will have the opportunity to further collaborate with Zurich, bringing their solutions to new markets.
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Nexoya
Marco Hochstrasser:
“The team achieved significant simplification in how to allocate the budget and determine the right time to find the right customer—someone who is truly in need and wants to see your ads right now.” -
Innovation Festival 2025
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Lisa Insurtech
Esteban Izarra:
“Today is not about promises; today is about real, measurable impact that we are creating together with Zurich—saving money and time, and increasing customer satisfaction.” -
Wangari Global
Ari Jourey:
“The actuarial job is not to sift through muddy data; it’s to quantify risk and protect people. But every reporting season, actuaries need to sift through this data, which leads to slow closes, compliance risks, and leads waiting for answers. It’s being proven right now with Zurich that reporting is cut down from days to hours at most.” -
Agentric AI
Domen Gluhar:
“There’s also significantly improved customer satisfaction, because customers get their claim paid in a couple of minutes or hours, instead of days or weeks.” -
Wordlift
Andrea Volpini:
"The future of search is intelligent and interconnected. By automating content structure and enhancing discoverability with AI, we’re not just improving SEO, we’re helping Zurich’s customers find exactly what they need, faster and more intuitively. Together, we’re shaping a digital landscape where information works smarter for everyone." -
Interloom
Mattheus:
“Each case usually takes nearly 15 minutes to handle manually, from searching documents, emails, and broker information. Every time a case is handled manually, valuable knowledge isn’t captured. Once you’ve solved the problem, you never have to solve it again. This is exactly what Interloom enables—transforming real work and turning it into reusable corporate memory. Interloom intelligence supports the underwriter; however, the final decision and nuanced experience remain with the expert.” -
Sixfold AI
Alex Schmelkin:
“The difference between a good insurer and a great insurer starts with underwriting, and underwriters are the heroes of an insurance company. They are responsible for sourcing all of the business, building broker relationships, managing their book, and getting the best product into the hands of the customer. It’s not just about efficiency; it’s also about finding the best risks and providing the best coverage.” -
Nearmap
Tom Celinski:
“It’s not just about the images, it’s about risk insights. Faster, more accurate risk identification and validation. More precise eligibility models and pricing. Reduced risk exposure. Lower inspection and underwriting expenses. And most importantly, better outcomes for policyholders. On behalf of everyone at Nearmap, I would like to thank Zurich for this opportunity to be part of your innovation journey.” -
Zurifault
Luke Rutley:
“It will allow you to do what you do best—serve the customer.” -
Optimizely Opal
Daniel Hikel:
“They pushed things forward and established a culture of experimentation. They moved ahead, driving the business forward by using AI.” -
Zurich Innovation Team
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Innovation thrives when laser-focused on real business needs and challenges. It’s not just about tech or AI — but when you add them into the mix, they don’t just speed things up; they unlock new, game-changing possibilities. Innovation isn’t just faster with tech, it’s smarter.
Ericson Chan, Group Chief Information and Digital Officer
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For innovation to be successful, to create meaningful impact, we always need to start with the problem: How can we solve business challenges while also seizing opportunities? Scouting the right startups is key, and over the past six years since the inaugural Zurich Innovation Championship, we have really honed this skill. And the journey continues.
Paolo Mantero, Group Chief Strategy Officer
The 2024 startups

2024
AlphaGeo
AlphaGeo uses AI-powered geospatial models and proprietary climate and location analytics to offer global predictive insights for resilient investing, helping clients turn risks into opportunities.

2024
Complero
Complero develops a CRM platform that uses AI to keep customer contact lists updated, enhancing customer relationships, increasing sales, and reducing costs while ensuring data protection compliance.

2024
Ellie Care
Ellie Care is a digital health platform for senior care, gathering and processing physiological, mental, and social information to promote preventive, shared, and personalized healthcare.

2024
Haast
Haast uses AI to automate marketing compliance, reviewing digital assets and monitoring channels to reduce risk, improve productivity, and free up resources.

2024
Infinito Mare
Infinito Mare tackles water pollution with caravels, which monitor and remove pollutants, absorb CO2, enhance biodiversity, and produce blue carbon, aiding in carbon neutralization.

2024
LoyJoy
LoyJoy offers a gamified chatbot for social media engagement. It gathers information, converts viewers into leads, and enhances customer experience, driving sales. The no-code platform integrates seamlessly with digital channels.

2024
Mention Me
Mention Me allows companies to identify, acquire and nurture their best customers with the world's first Customer Advocacy Intelligence Platform. Using ML and AI to solve for advocacy value as well as reporting and solving for Earned Growth.

2024
Merlynn
Merlynn can create Digital Twins by reproducing decisions that an insurance knowledge worker makes.

2024
Meteomatics
Meteomatics develops software for processing and visualizing weather data, including weather stations, numerical models, radar images, and custom forecasts.

2024
NalaGenetics
NalaGenetics creates precise risk assessment tools for major health conditions and offers Nala Care, a program to personalize treatment for high-cost patients with the help of medical professionals.

2024
Parloa
Parloa helps businesses automate their Customer Service with AI, creating bots that deliver an unparalleled customer experience.

2024
Sixfold
Sixfold is a GenAI solution that analyzes submission data from brokers and public information to help underwriters quickly understand the critical risk signals in just a few minutes.

2024
Swimm
Swimm analyses legacy code, automates documentation and streamlines modernizing legacy systems, enabling developers to visualize the progress, standardize team processes and save tedious sharing time.

2024
Toonimo
Toonimo is a Digital Adoption Platform that enhances employee training and customer interactions by embedding learning directly into software, improving efficiency, user adoption, and reducing training costs.

2024
TrueScreen
TrueScreen is a patented cybersecurity solution that allows users to certify the authenticity and immutability of any digital information (e.g., photo, video, audio registration, document, etc).
The 2023 startups

2023
Betterview
Betterview is a property intelligence platform that helps property insurers analyze, score, manage, and monitor property risk using geospatial data and proprietary ML technology.

2023
CamCom
CamCom is an industry-agnostic Deep Learning Computer Vision platform that uses AI to consistently identify defects and damages on various surfaces during manufacturing and in the aftermarket.

2023
CausaLens
CausaLens provides a platform to develop Causal AI models that are inherently explainable & trustworthy, inspiring confidence among business owners in actioning recommendations to retain customers.

2023
Fisify
Fisify provides fully automated, AI-driven digital physiotherapy software to improve the well-being of policyholders and employees, without the need for human interaction.

2023
Hence
Hence leverages data and AI to help companies optimize their professional relationships, making B2B professional services more efficient and transparent.

2023
Inspektlabs
Inspektlabs is a computer vision platform that automates vehicle inspections using photos and videos captured by smartphones.

2023
Instahelp
Instahelp offers anonymous, secure, and affordable online psychological counselling via chat, audio, or video on any device.

2023
KorrAI
KorrAI leverages satellite data, IoT, and AI to monitor critical infrastructure, aiding in maintenance decisions to combat climate change.

2023
Minalea
Minalea offers digital solutions to enhance the commercial performance of insurance and bancassurance clients, providing tools to analyze market offers and assist vendors in advising customers effectively.

2023
Miss Moneypenny
Miss Moneypenny Technologies enables businesses to use Apple Wallet and Google Wallet for enhanced user interaction beyond payments and loyalty programs.

2023
Moleqlar
Moleqlar (former EpiQMAx) provides an innovative epigenetics-based health index for hyper-personalized lifestyle assessments and molecular-coached customer experiences.

2023
Riskine
Riskine provides digital platforms for insurance companies and brokers to streamline compliance, enhance customer risk analysis, and optimize advisory services.

2023
Silicate
Silicate spreads a reactive material on agricultural soils to capture CO2, improve soil quality, and generate carbon credits.

2023
Spotr
Spotr.ai is an AI-powered property insights platform that helps insurers digitally inspect buildings at scale, enhancing automation and data capture.

2023
Sword
Sword Health is a digital musculoskeletal (MSK) company providing personalized, at-home treatment plans with licensed physical therapists and digital tools.

2023
Wysa
Wysa provides a mental health wellness platform that combines AI chatbots and human therapist support to help manage anxiety.
The 2022 startups

2022
AutorityAI
Autority is a startup focused on streamlining the process of acquiring, renewing, and paying for vehicle services such as traffic fines, insurance, and tolls through a centralized digital platform.

2022
Caruso dataplace
Caruso is a mobility data marketplace that provides standardized and secure data from various vehicle manufacturers, allowing third parties to build innovative solutions while ensuring data privacy with built-in consent management.

2022
Dynamhex
Dynamhex visualizes complex energy consumption data for individuals, corporations, and government entities to support data-driven decisions in reducing emissions.

2022
LISA Claims
LISA Claims helps insurers streamline claims settlement processes through a cloud-based platform that automates workflows using AI. LISA is currently deployable for Life and Property Claims.

2022
Meeting Lawyers
Meeting Lawyers is a legal app offering digital legal solutions such as online consultations and real-time monitoring.

2022
OneConcern
OneConcern is a climate technology company that uses machine learning and resilience modelling to help organizations understand and prepare for physical climate risks.

2022
Precure
Precure aims to eradicate work-related musculoskeletal disorders (MSD) by providing data-driven insights and smart wearables that help prevent these issues in the workplace.

2022
Salient
Salient creates a weather intelligence platform that uses novel ocean and land-surface data with machine learning and climate expertise to deliver accurate weather forecasts.
The 2021 startups

2021
Binah.ai
Binah.ai transforms any camera-equipped device into a body vital signs monitoring solution with medical-grade accuracy.

2021
DeepAgro
DeepAgro leverages AI to address environmental challenges in agriculture, aiming to transform the industry sustainably and efficiently, particularly in Latin America.

2021
GWTinsight
GWT Insight offers innovative solutions to enhance building safety, health, and efficiency, using real-time insights and analytics to support service firms, insurers, and brokers.

2021
Journey Sports
Journey Sports offers sports benefit memberships, incl. accident insurance, health discounts, and education, using technology for digital distribution.

2021
Previsico
Previsico specializes in real-time flood modelling, providing services such as a user-friendly dashboard, email notifications, and flood sensors to Zurich's customers.

2021
SkenData
SkenData enhances underwriting by incorporating sustainability, location, and public data (like land registry and 3D building images) to deliver precise building valuations. In Germany, where 90% of buildings are underinsured, SkenData enables accurate policy revisions, reducing the need for expert assessments and optimizing efficiency.

2021
Tensorflight
Tensorflight provides accurate commercial property data using machine learning, AI, and computer vision to analyze images and build a comprehensive database of buildings worldwide.

2021
xFarm Technologies
xFarm Technologies digitizes the agri-food sector by offering farm management apps, connected sensors, digital transformation support, agricultural algorithms, and training activities.
The 2020 startups

2020
Conservation Labs
Conservation Labs is a smart water meter that provides consumption insights, custom conservation recommendations, and leak detection.

2020
Kasko
Kasko’s platform serves as a digital sales channel, enabling the quick and cost-effective creation of plug-and-play insurance products. It allows for the rapid launch of new product ideas, digitization of traditional paper-based products, expansion of digital distribution, integration of third-party data, and use as a testing environment for innovation.

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