Disclaimer

This portion of our website contains documents (the "Documents") regarding registered shares (the "Securities) issued by Zurich Insurance Group AG ("Zurich"). The Documents, which include offering documentation, are provided as a matter of record only, and constitute neither an offer of Securities for sale nor a solicitation of an offer to purchase Securities in the United States or in any other jurisdiction.

The Securities have not been, and will not be, registered under the U.S. Securities Act of 1933, as amended (the "U.S. Securities Act"), and may not be reoffered or resold in the United States. The Documents are not provided for, and are not directed at, any person in the United States or any U.S. person (as that term is defined in Regulation S under the U.S. Securities Act).

The Securities may not be publicly offered, directly or indirectly, in Switzerland within the meaning of the Swiss Financial Services Act ("FinSA") and may only be offered within Switzerland to professional clients in the sense of article 4 para 3 FinSA. The offering of the Securities in Switzerland is exempt from the requirement to prepare and publish a prospectus under the FinSA. The Documents do not constitute a prospectus pursuant to the FinSA or any applicable laws or regulations, and no Document may be publicly distributed or otherwise made publicly available in Switzerland.

The Securities generally are subject to restrictions on purchase and transfer in various jurisdictions and failure to comply with any such restrictions could subject you to potential liability for violations of applicable securities laws.

The posting of the Documents should not be construed as the giving by Zurich of advice or the making by it of a recommendation and should not be relied upon by any person as the basis for any investment decision in the Securities or in any other securities of Zurich.

The Documents are current as of their respective dates only, and Zurich disclaims any obligation to update the information in or to maintain the Documents on this website. While Zurich believes the Documents to be reliable and accurate, Zurich does not guarantee their completeness or accuracy and does not accept any liability for losses which might arise from the use of the Documents. Notwithstanding inclusion of the Documents on this website, any disclaimers, legends or other restrictions set forth in the Documents remain in full force and effect.

By clicking "I agree" below, you are deemed to represent and warrant that (a) you have read and understood the foregoing; (b) you are aware of any restrictions that may be applicable to you by reason of your seeking to access the Documents or effecting any transactions in any Securities; (c) you are not located or resident in any jurisdiction (other than the United States) where access to the Documents by you could be restricted by law or otherwise could give rise to an obligation on the part of the issuer or any other person to take action under applicable securities laws that was not otherwise taken; and (d) you are not located in the United States or a U.S. person.